An admission test will have a huge impact on his application so it is normal that your daughter is working hard on it, revising and rewriting until it feels good.

Remember there is something called closing costs and redemption penalty.
For example, in addition to getting a home loan, you can have an interest only mortgage.
More importantly, because there are no costs paid in your refinance, we will continue to refinance your lower than the market moves down with no costs always rates.
Probably the best way to take a mortgage refinancing home is to get multiple quotes from several lenders.

They have many fancy names: Fresh documents preparation, courier fees, administrative costs, etc. And lenders must disclose these costs, fees, within three working days of a request for a mortgage.